bp_attachments_get_user_has_cover_image( int $user_id )

function bp_attachments_get_user_has_cover_image( $user_id = 0 ) {
	if ( empty( $user_id ) ) {
		$user_id = bp_displayed_user_id();
	}

	$cover_src = bp_attachments_get_attachment( 'url', array(
		'item_id'   => $user_id,
	) );

	return (bool) apply_filters( 'bp_attachments_get_user_has_cover_image', $cover_src, $user_id );
}